The current economic, financial and even social situation has led to an increasing impossibility, by individuals and small and medium-sized companies, to timely fulfill their obligations.

Regarding such situations, it is necessary to know how to act and what are the best options for the credit recovery or for the debts payment.

Thus, Cruz Oliveira & Associados makes available to its Clients a group of Lawyers, with extensive experience in this area, which, in partnership with Enforcement Agents, real estate agents and other parties, provides judicial and extrajudicial services, in order to better support the resolution of these issues, both from the creditor's and the debtor's perspective.

On the other hand, Cruz Oliveira & Associados is also engaged in the recovery of European and International credit.

Furthermore, Cruz Oliveira & Associados's credit recovery and banking litigation department is closely associated, as expected, with the bankruptcy department, ensuring that companies and individuals have their interests duly protected.

In this matter, the provision of the following services is ensured, namely:

  • Conclusion of payment plans and its fulfillment;
  • Debt recovery through extrajudicial and judicial means;
  • Preparation and monitoring of injunction procedures;
  • European Injunction Procedure;
  • Executive processes in their various modalities;
  • Lawsuits at the Justices of Peace;
  • Banking Law: Mortgage credit and leasing (individuals and companies).